The list below is not exhaustive and provides general examples as of April 2018. For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.

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30 Year Fixed: Loan amount $300,000, 20% down, monthly payment without taxes and insurance $1,475.00, APR 4.389%.

 

15 Year Fixed: Loan amount $300,000, 20% down, monthly payment without taxes and insurance $2,256.84, APR 4.495%.

 

FHA: Loan amount $300,000, 3.5% down, monthly payment with mortgage insurance but without taxes and homeowners insurance. $1,712.74, APR 5.395%, FHA monthly MI is $211.00.

 

VA: Loan amount $300,000, 0% down, monthly payment without taxes and insurance $1,844.77 APR 4.432%.

 

USDA: Loan amount $300,000, 0% down, monthly payment without taxes and insurance $1,475.82, APR 4.388%.

 

10 Year Interest Only: Loan amount $300,000, 20% down, monthly payment without taxes and insurance $1,062.50, APR 6.232% *The initial payment period is applied only to interest. After 10 years payments are made on the principal.

 

5/1 ARM: Loan amount $300,000, 20% down, monthly payment without taxes and insurance $1,475.82, APR 7.143% *The payment or rate is subject to adjustment after 5 years. The rate may vary or payment may increase after this period.

 

7/1 ARM: Loan amount $300,000, 20% down, monthly payment without taxes and insurance $1,475.82, APR 6.816% *The payment or rate is subject to adjustment after 7 years. The rate may vary or payment may increase after this period.

 

10/1 ARM: Loan amount $300,000, 20% down, monthly payment without taxes and insurance $1,475.82, APR 6.148% *The payment or rate is subject to adjustment after 10 years. The rate may vary or payment may increase after this period.

Jumbo 30 Year Fixed: Loan amount $500,000, 20% down, monthly payment without taxes and insurance $2,459.70, APR 4.360%.

 

Bridge: Loan amount $150,000, no down, 6 month term, monthly payment without taxes and insurance (deferred), 1 balloon payment of $152,180.59 due on 6th month, APR 8.516%.